vs.

the inbox

Spreadsheets & email were never built for benefits placement.

The manual way still works, right up until renewal season, an audit, or a growth target says otherwise. ThreeFlow brings quoting, negotiation, renewals, and carriers into one shared workspace, with AI doing the manual work in the background and a dedicated, full-time support team behind you.

See ThreeFlow in action

7-10

hours saved per RFP, including 30–60 minutes of spreadsheeting, when brokers move onto ThreeFlow

75+

carrier partners connected to ThreeFlow, with 15+ that have live rating & quoting APIs between our platform and theirs

capacity reached by a top 3 national brokerage after removing manual data entry without adding a single new hire

Trusted by brokers, carriers, and partners in the benefits ecosystem

And more

Trusted by brokers, carriers, and partners in the benefits ecosystem

And more

Trusted by brokers, carriers, and partners in the benefits ecosystem

And more

ThreeFlow vs. the status quo at a glance

The status quo

RFP creation

Once setup is complete, collect an RFP from multiple carriers in minutes. For ancillary, coverage details from previous years pre-fills the RFP, and AI-assisted workflows help new clients upload coverages.

In-force details get re-keyed into a spreadsheet for every placement. That data lives in a file that can't feed anything downstream, so the same work repeats at RFP.

RFP submission

Send one RFP to every carrier simultaneously, without leaving ThreeFlow. Carriers respond right where they received it, and you track opens, starts, and submissions from a single view.

The RFP goes out as separate emails, one carrier at a time, with spreadsheets and specs attached. Knowing who got it and who responded means digging through your sent folder and following up by hand.

Carrier collaboration

75+ carriers work in the same platform. They respond, negotiate with you on benefit line items, and the platform tracks every revision, so you never have to guess which plan sold.

Quotes arrive as PDFs and email attachments that you re-enter by hand. Any back-and-forth happens in an inbox, off the record.

Renewals

A purpose-built workflow. Carriers can initiate or respond directly, with memos and plan-alternative requests built in.

A calendar reminder and a manual email. The renewal conversation happens somewhere else, with no record of it in a system.

Version control & compliance

Every quote edit and negotiation is tracked automatically, with HITRUST certification behind it. Consistency lives in the platform, not in someone's memory.

Version history lives in file names and email threads. Consistency depends on whoever's handling the account, which is exactly where E&O exposure creeps in.

Market insights

Understand how carriers are quoting, and where they're competitive.

No equivalent. What you know is limited to what's in your own inbox.

Your team deserves to spend more time outside of spreadsheets. With ThreeFlow, they can.

A support team, not a help widget.

You'll get an implementation specialist for setup, two client experience team members ongoing, and email support for you and your carrier partners averaging 1 hour 15 minutes.

Because brokers and carriers share one system on ThreeFlow, support sees both sides and resolves it directly, instead of sending you back to your carrier rep. The status quo has no support team. When a spreadsheet breaks, that's on you.

The manual way isn't one broken tool.

It's a stack of workarounds: a spreadsheet for quotes, an inbox to chase carriers, a drive for versions, a reminder for renewals. Each looks reasonable alone. Together, they're why roughly 40% of placement time goes to formatting data instead of advising clients.You'll get an implementation specialist for setup, two client experience team members ongoing, and email support for you and your carrier partners averaging 1 hour 15 minutes.

ThreeFlow is the Benefits Placement System: one workspace where brokers and carriers quote, negotiate, and renew together, with AI doing the keystrokes. It doesn't replace your AMS or your carrier relationships. It fills the missing link between them.

Ready to leave the spreadsheets behind?

See ThreeFlow in action

Frequently asked questions

What is ThreeFlow's Benefits Placement System (BPS)?

It's the shared workspace where brokers and carriers manage quoting, negotiation, and renewals together, with AI doing the manual work in the background, instead of each side working in its own disconnected tools and reconciling everything over email.

We already use spreadsheets and email that everyone knows how to use. Why change?